Live a Lifetime of Value with LTD Insurance

Live a Lifetime of Value with LTD Insurance

How much LTD insurance is right for you? To understand what you need, project your income over the rest of your working life.

For example, let’s say you’re 30 years old, making $80,000 a year. You will earn $2,800,000 in total income by the time you reach 65. In this scenario, should a disability stop you from working at this age, you must fully replace that income to maintain the lifestyle that you, and your family, have come to rely on.

These calculations will show you the monthly cost of private LTD insurance, but also its value. Consider it within the context of your earning potential. Your Carte Financial Advisor can recommend the features and riders that will best fit your situation.

Never drop through the cracks, financially. LTD insurance offers the comfort of knowing that you have diligently protected yourself from unexpected threats to your health and security.

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